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EMPLOYEE
Can Mint be used outside of the U.S. and Canada?
At this time, Mint.com only supports U.S. financial institutions. We are considering expanding outside of the U.S. at this time.
Official
Response
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Yes, we now support Canada!
Mint.com now supports almost all major Canadian banks for aggregation. It's not truly Canada ready (no Toronto stock feeds, cheque is spelled check, and you might get 401k & 529 suggestions which apply only to the U.S., it won't convert things to Canadian dollars, etc.). Those things will come later.
But, in short, Mint Canada is quietly open...
For the rest of the world...no support yet.
Aaron Patzer
Founder, Mint.com
EMPLOYEE
Promoted
Responses
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3I honestly have no idea why anyone in their right mind would willingly hand over international banking data to a US-based entity, bringing all of those records within easy reach of a tax-starved government.
"Notwithstanding the foregoing, Intuit reserves the right (and you authorize Intuit) to share or disclose your personal information when Intuit determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:
To enforce our rights against you or in connection with a breach by you of this Privacy and Security Policy or the Mint.com Terms of Use;
To prevent prohibited or illegal activities; or
When required by any applicable law, rule regulation, subpoena or other legal process."
For example, if you have an account with one of the "big 4" in China, they are exempt from FATCA and they hand over exactly zero information to foreign governments. As far as I'm concerned, once those funds within the US leave the US, there is no one in the world other than myself, my bank and the government controlling said bank who should have any access whatsoever to any information pertaining to the funds.
I don't see why the US government or any US entity should know if I have a giant pile of cash and amazing credit in China. Nor should they ever be privy to knowing if I have international clients paying piles of money into my accounts while avoiding "worldwide" taxation on those funds (which have nothing to do with the US anyways). For US accounts, it really doesn't matter much, but keep in mind that 80w a year in Beijing is only "middle class", and that already opens you up to double taxation issues. -
3Date for available of mint.com in asia?
This reply was created from a merged topic originally titled
Are there any plans for making mint available in asia and if so when?.
Due to volume, only the
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this is my comment replay -
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I’m
feeling cheated
2After Canada, about one year has passed and you claim that still working but not one country has been added. Not even an estimate or which country will be the next.
Tell me Mr. Patzer, what do you do with a employee that not accomplish a goal after a reasonable amount of time? -
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I’m
hopeful
To add to the long line of suggestions about Mint and international customers. I'm an expat in Holland, that actually has to transfer money to America to pay off her student debts (whew!). It would be so cool if I could do monitoring between currencies. I know that's a loooong way off, but it's definitely something that would make you guys even more cool and awesome and distinguish you from other debt advice services. -
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I’m
frustrated....
It has been more than one year since mint available in Canada! Pls pls add more countries or otherwise I have to say that ur expanding speed is too slow as a high tech company. PLS add mainland China and I will be much obliged to u if u do! Thx guys!!!!!!!!!
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I’m
disillusioned
It would be great you could allow big European banks such as Barclays. Also any banks in Spain would be welcome addition. -
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If Mint.com allow to create banks accounta without the need for online connection with the bank, speed up its use in several countries.
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3I honestly have no idea why anyone in their right mind would willingly hand over international banking data to a US-based entity, bringing all of those records within easy reach of a tax-starved government.
"Notwithstanding the foregoing, Intuit reserves the right (and you authorize Intuit) to share or disclose your personal information when Intuit determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:
To enforce our rights against you or in connection with a breach by you of this Privacy and Security Policy or the Mint.com Terms of Use;
To prevent prohibited or illegal activities; or
When required by any applicable law, rule regulation, subpoena or other legal process."
For example, if you have an account with one of the "big 4" in China, they are exempt from FATCA and they hand over exactly zero information to foreign governments. As far as I'm concerned, once those funds within the US leave the US, there is no one in the world other than myself, my bank and the government controlling said bank who should have any access whatsoever to any information pertaining to the funds.
I don't see why the US government or any US entity should know if I have a giant pile of cash and amazing credit in China. Nor should they ever be privy to knowing if I have international clients paying piles of money into my accounts while avoiding "worldwide" taxation on those funds (which have nothing to do with the US anyways). For US accounts, it really doesn't matter much, but keep in mind that 80w a year in Beijing is only "middle class", and that already opens you up to double taxation issues.-
Rather than a tax angle I would say the internationalization of Mint is hindered by the many layers and inconsistency of bank rules across jurisdictions e.g. on the issues of information sharing with an an overseas concern. The same applies equally to another non-US website that is just like Mint.
FATCA exempts central banks but does not exempt commercial banks run by governments. The big 4 banks in China are all commercial banks. -
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The US government only taxes citizens. If you are a citizen of the US, residing outside of the US, why would you not pay your taxes as applicable? To be a leach on the US?
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This would be a great idea--I'm currently attending school outside of the country (St. Kitts, as a matter of fact). We just had a lecturer speaking about how beneficial this website is, and I completely agree... however, I have no way to watch my account down here.
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I’m
disaapointed
It's worth mentioning that Canadian support is not very good. The 'suggestions' that Mint makes for Canadian users are the same as for US customers (i.e. most of the time entirely inappropriate as they promote US credit cards, 401Ks - which are entirely different in Canada and called RRSPs, etc.) What's more, the connections with Canadian banks in terms of data are very tenuous. Mint's connection with the Royal Bank of Canada (the country's biggest bank) has been down for 2 weeks with no sign of it being fixed.
If people outside of the US are clamoring for Mint support, beware what you'll get, which might be even worse than the moribund to non-support for Canadian users.-
It's worth adding that the things that were supposed to come later (i.e little stuff like cheque being spelled check, no conversion of Canadian dollars, no support for the TSX, etc.) haven't come either. In short, Canada is barely supported, if at all. It's too bad there's no Canadian company to step up to the bar, as it wouldn't take much to be better than Mint.
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That may be the case of US & Canada bank support only. The least Mint could do is to allow for such users to add manually their transactions, whilst using their mobile apps to do entries on the go and sync with their account
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if Yodlee can support foreign banks why can't mint?
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